What is a Registered Disability Savings Plan (RDSP)?
An RDSP is a one of a kind registered savings plan meant to help those living with disabilities plan for their financial future.
Account holders of an RDSP may be eligible for up to $70,000 in Grants and $20,000 in Bonds over the lifetime of their RDSP account. Grants and bonds are dependent upon family net income. In many cases, it is possible to see thousands of dollars in bonds without having to make a single contribution to your RDSP account. At the very least, regardless of how much an individuals income may be – it possible to see 1:1 matching in grants vs contributions.
Invest in your future.
Invest $1,000, get $1,000 in Grants. How does that sound? It sounds pretty good to us. That is what makes an RDSP truly unique. Regardless of your income, at the very least you can receive 1:1 matching (in many cases dependent upon family net income, 3:1, and subject to an annual maximum).
As mentioned, dependent upon your family net income it is also possible to get 3:1 matching on your contributions.
We have designed a handy tool for you to use to see projected growth of an RDSP based upon a number of different factors.
We are Wealthera Inc.!
Wealthera Inc. is an independent investment firm providing portfolio management strategies for high-net-worth individuals, families, Trusts and Foundations. We also have a specific focus on the Registered Disability Savings Plan. Our client’s investment portfolios are managed on a disciplined basis with a dedicated portfolio manager. We pride ourselves in our customer service and our ability to provide value to our clients.
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